**Illustrative Terms.** Rate and payment examples shown on this website are for informational purposes only and do not constitute a commitment to lend. Actual APR, term, and required down payment depend on credit profile, collateral, loan-to-value, loan amount, term length, and state-specific requirements.
**Credit Authorization.** Pre-qualification uses a soft credit inquiry and will not impact your credit score. If you proceed with an application, a hard inquiry may be performed by a lending partner.
**Availability.** Programs may not be available in all states and are subject to change without notice. Additional documentation, inspections, or surveys may be required for certain collateral types and ages.
**Lending Partners.** Boatal Finance is not a bank; loans are originated by affiliated or third-party lending partners. Terms and conditions apply. Equal Opportunity Lender.
**Licensing.** State licenses and registrations available at Licenses & Disclosures. NMLS Consumer Access: nmlsconsumeraccess.org. NMLS ID: 2725155 (licenses pending).
