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Realistic APR ranges for common boat types. Your actual offer depends on credit profile, collateral, term, and other factors. Get pre-qualified with no credit impact.
Boat type
Term
Estimated credit score
720Estimated APR range
7.60% – 11.20%
Bowrider • 180 months • score 720
Ranges shown are typical for well-qualified borrowers; actual offers vary.
| Type | APR Range | Typical Terms |
|---|---|---|
| Bowrider | 7.9% – 11.5% | 120–240 mo (varies) |
| Pontoon | 7.9% – 11.5% | 120–240 mo (varies) |
| Cabin Cruiser | 7.2% – 10.9% | 120–240 mo (varies) |
| Sailboat | 7.9% – 12.5% | 120–240 mo (varies) |
| Jet Ski | 9.9% – 16.9% | 120–240 mo (varies) |